Get Out of Credit Card Debt Lower Monthly Payments Reduce ...

www.unitedfinancialrelief.com

The Victim

Does this sound familiar? You just got paid, your credit card payments are due, your bank account is low from paying your car payment and utilities. Your credit card balances are maxed out and you only have enough money to make the minimum payments. Both your gas tank and your refrigerator are empty and it?s another two weeks until the next payday. What do you do? Like more than 50% of Americans who can?t get out of credit card debt, you wipe out your bank account just to pay your minimum credit card payments, then you use what little available credit limit you freed up to put gas in your car and food on the table. This leaves you with maxed out credit cards, no money in the bank account, barely hanging on until the next payday, another several hundred dollars paid in interest to the credit card companies, and in desperate need of lower monthly payments and just a little financial relief.

The Dilemma

What happens if you get sick and can?t work for a couple days? What would you do if your car broke down, or a pipe burst at the house? What would you do if anything out of the ordinary happened that cost money you don?t have? The truth is, all it takes is that one thing to make everything fall apart. You could waste the next 5 to 10 years barely hanging on, then one day lose it all because you can?t afford to keep up. Think about all the money you would have paid in interest over the years; hundreds of dollars a month gone. Think of what that money could?ve done for your financial well-being if you didn?t have that credit card debt, or even if you just had lower monthly payments.

The Solution

The truth of the matter is that you don?t want to be paying off your credit card debt for the duration of your life. But how do you get out from under this burden? Your monthly budget is maxed out, leaving you unable to put any additional funds towards your credit card balance. You?ve perhaps thought about bankruptcy, even done some research on the subject. But you likely discovered that bankruptcy is not an option; either because you don?t qualify, or the damage it will do to your life is not worth it.

However, there are other options out there besides bankruptcy to help you get out of credit card debt. One of the most popular options that more and more individuals are turning to is Debt Settlement. Debt Settlement tends to be most helpful for those in need of financial counseling and are having trouble keeping up with their minimum monthly payments. But how does it work exactly?

3 Primary Benefits

1. Reduce Debt Balances ? professional negotiators advocate on your behalf to reduce balances on the debt to make it easier to pay off.
2. Lower Monthly Payments ? by reducing the debt balances, you can significantly lower monthly payments, sometimes by as much as half of what your current monthly minimum payments are.
3. Get Out of Credit Card Debt in as Little as 24 to 48 Months ? The program provides immediate cash relief, and most importantly, it offers a smart alternative to paying on your credit cards for the next 10, 15, 20 years or more, saving you thousands and even tens of thousands of dollars over the life of the cards.

Once you?ve successfully completed the program, you?ll notice your much-improved financial standing will positively affect almost every aspect of your life. Imagine filling up your tank with gas and not cringing at the total. Or, how about shopping for groceries without having to search for clearance or bargains? The most basic relief, however, is not having the need to pull out a credit card to make a purchase. And possibly the best part is how your life will change when you?re not pouring all of your income into credit card payments. When your cash flow is freed up, what?s to stop you from finally taking that vacation you?ve been considering? This would also be the time to get serious about saving for retirement. Once the burden of overwhelming debt is lifted from your shoulders, the sky is the limit.

Contact United Financial Relief at 1-888-534-5010 or visit them online at www.unitedfinancialrelief.com . They offer financial counseling to educate you on all your options to get out of credit card debt, examine your financial situation, and let you know what option would work best.

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Source: http://www.nationalnewstoday.com/money-and-investing/need-financial-counseling-get-out-of-credit-card-debt-lower-monthly-payments-relief-reduce-balances.php

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